You save lives.
We’d love to save you some money.

Nightingale Benefits helps those employed in medical professions when purchasing or refinancing a home. This program is possible by the generous contributions of Realtors® and partnerships with local hospitals, private medical practices and the Colorado, Arizona, South Carolina, Nevada & Texas medical communities.

What we do.

At Nightingale Benefits, our goal is to pay for most, if not all your closing costs.

What are closing costs?

Closing costs are all the various fees incurred when doing a real estate transaction. While most people are aware that they usually need a down payment, many are uneducated as to the extra expenses involved with closing costs. These fees include but are not limited to: appraisal, origination, underwriting, processing, title insurance policy, title closing fee, tax service fee, inspections, recording fees and administration. On top of this you are expected to set up an escrow account for taxes and insurance. Usually 1 year of insurance and anywhere from 3 months to a full year of taxes, depending on the time of year.

On a 400K purchase these fees can add up to between 5 and 7 thousand dollars on average. This is money you need besides the down payment. It is not allowed for us to give money towards the down payment, as that would impact the loan-to-value and change the parameters of the mortgage. Therefore, we attack the closing cost with credits from us and rebates from our participating realtors.

Closing costs ARE NOT being rolled into the loan.

Bottom line is we save you thousands. We put our hearts and our dollars into this.

Trusted Colorado, Arizona & Texas Community Partner

We have also done business in the past with HealthONE, Banner Health and Davita. Client  testimonials are available upon request.

Program Benefits


Open to ALL Healthcare Employees

Program benefits ALL Colorado, Arizona, South Carolina, Nevada & Texas medical professionals


Open to Veterans

Program benefits ALL U.S. Veterans


Open to First Responders

Program benefits ALL police, firefighters, paramedics, EMTs and other first responders


No Down Payment Options


Straightforward & Honest

Clear, concise savings based on loan or refinance amount


Genuinely Here to Help

No games or gimmicks, just a passion to give back


World-Class Service

A network of like-minded agents and brokers focused on you

A Winning Team

To provide you with the BEST real estate agents, we have teamed up with individuals from these industry-leading brands in residential real estate:

  • Brokers Guild
  • Coldwell Banker
  • Remax
  • Slifer Smith & Frampton
  • Engel & Völkers
  • Keller Williams
  • Your Castle
  • Metro Brokers
  • Equity Colorado
  • & more!

Get Started!

Want to learn more about Nightingale Benefits? Please feel free to contact us!

*When combined with Realtor Rebates it can cover most, if not all closing costs. We offer 1/2 of 1% of your loan amount towards closing costs. Participating real estate agents offer up to 25% of their commission back to closing costs. This example is based on a $450,000 purchase price with 5% down and a loan amount of $427,500. Lender rebates equals $2,137.50 and a participating realtor is providing $3,150 for a total of $5,287.50. Actual amounts may vary depending on loan amount, rate, program chosen, credit and income.