You save lives.
We’d love to save you some money.

Nightingale Benefits helps those employed in medical professions when purchasing or refinancing a home. This program is possible by the generous contributions of Realtors® and relationships with local hospitals, private medical practices and the Colorado, Arizona, South Carolina, Pennsylvania, New Mexico, Nevada & Texas medical communities.

What we do.

At Nightingale Benefits, our goal is to pay for most, if not all your closing costs.

Lender credit amounts up to 1/2 of 1% of the loan amount and cannot exceed actual closing costs. Example: On a $427,500 loan amount ($450,000 purchase price with 5% down), the lender credit will be $2,137.50.

Participating real estate agents may offer up to a 25% credit of earned fees on your transaction. Based on a $450,000 purchase price with 5% down this would be $3,150.

What are closing costs?

Closing costs are all the various fees incurred when doing a real estate transaction. While most people are aware that they usually need a down payment, many are uneducated as to the extra expenses involved with closing costs. These fees include but are not limited to: appraisal, origination, underwriting, processing, title insurance policy, title closing fee, tax service fee, inspections, recording fees and administration. On top of this you are expected to set up an escrow account for taxes and insurance. Usually 1 year of insurance and anywhere from 3 months to a full year of taxes, depending on the time of year.

Closing costs ARE NOT being rolled into the loan.

Bottom line is we save you thousands. We put our hearts and our dollars into this.


*Image and information obtained from Fidelity National Title.

Trusted provider in Colorado, South Carolina, Nevada, Pennsylvania, New Mexico, Arizona & Texas with:

We also work with HealthONE, Children’s Hospital Colorado, Banner Health and Davita. Client  testimonials are available upon request.

Program Benefits


Open to First Responders

Program benefits police, firefighters, paramedics, EMTs and other first responders


Open to Healthcare Employees

Program benefits Colorado, Arizona, South Carolina, Pennsylvania, New Mexico, Nevada & Texas medical professionals


Open to Veterans

Program benefits U.S. Veterans


No Down Payment Options


Straightforward & Honest

Clear, concise savings based on loan or refinance amount


Genuinely Here to Help

No games or gimmicks, just a passion to give back


World-Class Service

A network of like-minded agents and brokers focused on you

Get Started!

Want to learn more about Nightingale Benefits? Please feel free to contact us!