Are you ready to compete with other buyers?
You’ve undoubtedly heard that Denver is a tough market. We have found that an offer to purchase accompanied by a letter from a lender indicating that a purchaser is qualified and pre-approved in the amount and under the terms stated in the offer has been very helpful in arriving at the best price and terms for the purchaser.
Sellers would be understandably anxious about taking their property off the market for some time, only to learn that the buyer cannot obtain financing.
We would like to help you eliminate most last minute surprises by starting early to determine what type mortgage is desired and the qualifications necessary to obtain this mortgage.
Down payment? Down payments range from zero to quite substantial amounts. Credit scores are reviewed and suggestions made to correct errors. A basic credit “Health Check” is performed.
Assets and reserves are reviewed and recommendations are made to insure adequate capital is available to meet the guidelines of specific programs. Proper seasoning of liquid reserves, along with the necessary documentation are also discussed.
We have found that thru early involvement we are able to make the entire mortgage process less stressful for you.